About Us
The Power of IndependenceTM
Independent Financial Group, LLC is a securities and investment firm offering personalized services to individuals and institutional investors through our team of independent financial professionals. Our representatives offer professional advice and investments, including mutual funds, annuities, life insurance, fee-based asset management, direct participation programs, and stocks and bonds.
Our commitment is directly to the independent investment representative. Therefore, Independent Financial Group offers no proprietary investment products. This enables our affiliated representatives to focus on their client’s individual goals and objectives without concerns about specific product quotas and corporate mandated sales goals.
Independent Financial Group processes direct business accounts held through major mutual funds and insurance companies, as well as brokerage business through our clearing partner, Pershing, LLC.
Independent Financial Group is a national independent broker–dealer firm with corporate headquarters in San Diego, California.
Service and Support
Quality of service is the main goal of every Independent Financial Group employee. We are dedicated to providing our reps with the same kind of attentive response we know they provide to their own clients. Because of our size, we can customize our delivery of services to suit any of our reps needs. Each member of our team has an average of 10+ years of industry experience, adding value to the services we provide.
Here are some benefits that our independent investment representatives enjoy:
- Personalized service from people you know
- Accurate and reliable order execution through Pershing
- Knowledgeable and experienced support team
- Accurate commission tracking
- Professional compliance monitoring
- Wide variety of product offerings
- No corporate sales quotas or mandated goals
If you are a financial services professional who is considering the freedom and independence of owning your own financial practice or if you are an established group of independent financial representatives, you should consider joining us. Discover the Power of Independence.
Our mailing address is 12636 High Bluff Drive, Suite 100, San Diego, CA 92130. Our toll free number is 1.800.269.1903. Our local San Diego number is 858.436.3180. Our fax line is 858.481.9033.
Management Team
The management team of Independent Financial Group began with a simple premise: Transfer their years of successful financial service experience into a solid broker–dealer framework dedicated to superior services for the independent registered representative.
Joe H. Miller
CEO, Managing Director
Joe Miller began his career in the financial services industry in 1982 and received the designation of Certified Financial Planner in 1987. In 1988, he co-founded United Pacific Securities, which grew to over 175 representatives and annual revenue in excess of $18 million. Mr. Miller joined Independent Financial Group in November of 2003 as a partner and provided critical experience that spurred the initial growth of Independent Financial Group. He attended the University of California, San Diego, where he earned a Bachelors Degree in Economics. In addition to his role as CEO, Mr. Miller concentrates a majority of his time on product marketing and representative relationships. Mr. Miller is a Registered Principal in general securities, municipal securities, options, direct participation programs and financial operations and an Investment Advisor.
Scott Heising
CFO, Managing Director
Scott Heising has worked in the financial services industry since 1991. In March of 2003, Mr. Heising founded Independent Financial Group with the help of a small group of dedicated employees who had worked with Mr. Heising throughout his career. Mr. Heising was the Chief Financial Officer of Sentra Securities and Spelman & Co. from 1997 to 2002 and the Chief Financial Officer of SunAmerica Securities Corporation from 2000 to 2002. In addition to founding Independent Financial Group, Mr. Heising has started and managed an accounting practice focusing on “S” corporations. He attended San Diego State University where he earned a Bachelors Degree in Accounting and a Masters Degree in Business Administration. In 1988, Mr. Heising earned his CPA Certificate. Mr. Heising is responsible for strategic planning, financial reporting and the operations of the organization. Mr. Heising is a Registered Financial and Operations Principal and an Investment Advisor.
David A. Fischer
CMO, Managing Director
David Fischer has over 21 years of experience in the financial services industry. In that time, he has worked in a multitude of roles including wholesaling, recruiting, marketing, business development and senior management at companies such as Linsco/Private Ledger, Putnam Companies and AIG SunAmerica. In his current role, Mr. Fischer is responsible for all recruiting activities, branch development, corporate communications, conferences and marketing for the company. Prior to joining Independent Financial Group as a partner, Mr. Fischer served as Senior Vice President of National Recruiting at AIG Advisor Group, where he was responsible for directing recruiting at all six of their networked independent broker dealers. Mr. Fischer graduated from Pepperdine University with a Bachelors Degree in Organizational Communications.