Disclosures

Broker–Dealer Disclosure

Services and products described may not be eligible for solicitation in your state. This site is for use by individuals residing in states where our products and services may legally be offered.

The information on this site is not intended to be used as the primary basis for investment decisions.

Non-U.S. Residents

This site has been published in the United States for residents of the United States. We do reserve the right to require proof of residence from any user accessing this site and requesting information. It is not intended for use by, or to provide any information to investors outside of the United States. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site.

Business Continuity Plan Disclosure Statement

Independent Financial Group, LLC has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

Contacting Us. If after a significant business disruption you cannot contact your representative as you usually do at his or her branch office, you should call our firm’s home office at 858.436.3180 or go to our web site at www.ifgsd.com. If you cannot access us through either of those means, you should contact our clearing firm, Our clearing firm is Pershing, LLC. In the event that are unable to contact either your representative or the firm’s home office due to a significant business interruption, Pershing may be contacted directly to process limited trade-related transactions, cash disbursements, and security transfers. Instructions to Pershing must be in writing and transmitted via facsimile or postal service as follows: Pershing LLC, P.O. Box 2065, Jersey City, New Jersey 07303-2065, Fax: (201) 413-5368. For additional information about how to request funds and securities when we cannot be contacted due to a significant business interruption, please call (201) 413-3635 for recorded instructions. If you cannot access the instructions from the previously noted telephone number, Pershing may be contacted at (213) 624-6100 extension 500 as an alternate telephone number for recorded instructions.

Our Business Continuity Plan. We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses the following: data back up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.

Our Clearing Firm. Pershing, LLC, backs up our important records in a geographically separate area. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our clearing firm that its objective is to restore its own operations and be able to complete existing transactions and accept new transactions and payments within the same business day. Your orders and requests for funds and securities could be delayed during this period.

Varying Disruptions. Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within 24 hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within 48 hours. In either situation, we plan to continue in business, transfer operations to our clearing firm if necessary, and notify you through our web site ifgsd.com or our customer emergency number, (858) 436-3180, as to how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.

For more information. If you have questions about our business continuity planning, you can contact us at customerservice@ifgsd.com.

SEC Order Execution And Routing Disclosure

U.S. Securities and Exchange Commission ("SEC") Rule 11Ac1-6 requires all brokerage firms to publicly disclose their order routing practices. Disclosure is to describe routing of "non-directed orders," that is, orders that customers have not specifically asked to have sent to a particularvenue for execution. For these non-directed orders, we select the venue on behalf of our customers. With respect to Independent Financial Group, LLC’s relationships with trading venues, Independent Financial Group, LLC directs all trades in over-the-counter (OTC), listed stock, and options to our clearing firm, Pershing, LLC, for execution. Independent Financial Group, LLC does not receive compensation for directing this order flow to Pershing. The designated market makers to whom orders are automatically routed are selected based on the consistently high quality of their executions in one or more market segments and their history of seeking price improvements. Pershing regularly reviews reports for quality of execution purposes. To view the most recent quarterly report, go to www.orderroutingdisclosure.com. Enter the firm name and click on “GO”.

Additional Compensation Disclosure

Independent Financial Group, LLC offers a wide range of mutual fund, variable annuity, variable life insurance, direct participation, real estate investment trust, and third party money management products through both our clearing firm, Pershing, LLC and through direct selling agreements with product providing companies.

In addition to the usual and customary sales charges associated with these investments, certain product companies may make additional payments to the firm to participate in various conferences and events hosted by Independent Financial Group LLC, or provide training and other educational presentations to our registered representatives.  As a result, these product companies may have greater access to our representatives then those companies that decide not to participate in the events described above.

Some of the product provider companies may also co-op with our representatives to host and/or present seminars and client meetings or sponsor radio or other media presentations.  These presentations are pre-approved by the broker-dealer and all related payments or reimbursements are paid directly to the broker-dealer.

Independent Financial Group LLC and its associated registered representatives are dedicated to assisting you in selecting investments appropriate to your personal financial goals.   For a list of the product companies that we receive additional compensation from and the amounts contributed or for questions you may have regarding this document, you may email us at compliance@ifgsd.com or write to us at the address below:

Links

Links provided from this web site are strictly for informational purposes and are not an endorsement or recommendation of the site, company, content, or its sponsoring organization by Independent Financial Group, LLC or its affiliates. Independent Financial Group, LLC provides these links as a convenience to you, and has not tested any software or verified any information found at such sites. Risks are associated with the use of software and the information available on the Internet and you acknowledge and understand these risks before using any of these services.